Checking Accounts

Looking for a FREE checking account? Look no further!

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Interest Bearing Checking

Your checking account is the most effective means to a world of financial freedom and  Western Illinois Credit Union Share Draft Checking Account takes that freedom one step further: 24/7 online account access via online banking, debit/ATM functionality, and overdraft protection are just some of the features.

  • No monthly maintenance fee!
  • No per-item fee
  • No minimum required balance, except to earn dividends
  • No per-check charge
  • 24-hour home banking through Credit Union Online
  • Debit/ATM card
  • We offer competitive pricing on checks. Check fees must be paid at the time of opening an account
  • Automatic overdraft protection from the primary savings account under the same account number, with a small charge of $5.00 per transfer
  • Dividend of .05% APR – .05% APY if your average daily balance is $500 for the month
  • For more information read about our fee structure.